Microfinance programmes on empowerment of women in Kenya :A case study of Pamoja women development programme
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Date
2011-01
Authors
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Publisher
Kampala International University, College of Economics and Management
Abstract
This study was intended to examine microfinance programs on women empowerment with
specific reference to Pamoja women Development Programme in Kiambu district, Kenya.
The objectives of the study were to dete1mine how development loans influence empowerment
of women by P A WD EP, to determine how group solidarity loan influence empowetment women
in Kenya, to detennine how angaza loan influence empowerment of women in Kenya ..
The methods used in data collection were questionnaires, interviews, document review and the
researcher's ground observation.
From the findings it was discovered that majority of the clients were women with families with
secondary education level who owned small businesses with minimal management skills.
The fact that not only is microfinance good for women, but also women are good for micro
financing was also highlighted. The study also found out that most MFis including P A WD EP did
not have clear programmes that could train women on how to manage their business inorder for
them to grow.
The conclusion made indicated that microfinance had impacted women in vatious levels
including personal, business and household and this has led to changed perception by women.
These changes in perception have led to increased pmiicipation by women in community
leadership and in some cases, political positions; and this is a level of women empowerment.
The general recommendations are that MFis especially those focused on women should initiate
business management training programs to improve the skills of women on how to mn their
business inorder for them to grow from small shops to large enterprises. MFis should also
follow-up on the women and their businesses to ensure their businesses mn smoothly and if they
is potential for expansion can provide the necessary funds.
Description
A research project presented to the School Of Business Management Studies in partial fulfillment of the requirements for the Award of a Degree in Business Administration of Kampala
International University
Keywords
Microfinance, Women, Empowerement