Micro finance institutions and performance of small and medium enterprises in Ncora district:
| dc.contributor.author | Amoding, Esther | |
| dc.date.accessioned | 2019-12-28T11:38:08Z | |
| dc.date.available | 2019-12-28T11:38:08Z | |
| dc.date.issued | 2019-08 | |
| dc.description | Research Report Submitted to the College of Economics and Management in Partial Fulfillment of the Requirements for the Award of a Bachelor of Business Administration of Kampala International University | en_US |
| dc.description.abstract | The purpose of the study’ was to determine the effect of microfinance institution services on the performance of small and medium enterprises and the specific objectives of the study were; to examine effect of microfinance loan services on the performance of small and medium enterprises in Uganda, to determine the effect of microfinance investment training services on the performance of SMEs in Mukura sub county and to establish the effect of microfinance saving services on the performance of SMEs in Mukura Sub county. A cross section survey design was used and data was collected from 50 respondents. The findings of the study revealed that loan services enhance the performance of small and medium enterprises as respondents agreed to most of the statements that were used to measure this objective except that it was revealed that the interest charged on loans is not Jiworable and also that the collateral security is a problem in obtaining the loan. The findings of the study also revealed that training services improve the performance of small and medium enterprises as respondents agreed to all the statements that were used to measure this objective of the study. The findings of the study further revealed that saving services improve the performance of small and medium enterprises in Ngorz district as most of the respondents positively answered to the statements that were used to measure this objective. The study found out that Microfinance institutions charge ledger fees on the accounts of the respondents and that they earn low interest on their savings. The study recommended that the central bank should regulate the interest charged by microfinance institutions in order to favor the borrowers, Low or no collateral security loans should be introduced among the products and services of microfinance institutions as the study revealed that collateral security is the biggest hindrance in attaining a loan from MFIs, owners of small and medium enterprises should endeavor to take part in the trainings offered by microfinance institutions as the findings of the study revealed that trainings greatly enhance business performance of SMEs, Microfinance institutions should not charge ledger fees on the accounts of the customers in order to encourage them to delight in serving services and that MFIs should increase on the interest earned on the savings of customers in order to boost their morale for saving. | en_US |
| dc.identifier.uri | http://hdl.handle.net/20.500.12306/5915 | |
| dc.language.iso | en | en_US |
| dc.publisher | Kampala International University, College of Economics and Management | en_US |
| dc.subject | Micro finance institutions | en_US |
| dc.subject | Small and medium enterprises | en_US |
| dc.subject | Ncora district | en_US |
| dc.subject | Mukura Sub county | en_US |
| dc.title | Micro finance institutions and performance of small and medium enterprises in Ncora district: | en_US |
| dc.title.alternative | a case study of Mukura Subcounty | en_US |
| dc.type | Thesis | en_US |