Browsing by Author "Acen, Catherine Bokello"

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    Credit Management and performance of selected housing finance banks, Kampala, Uganda:
    (Kampala International University, College of Humanities and Social Sciences, 2011-01) Acen, Catherine Bokello
    This study investigated credit Management and Performance of the Selected Housing Finance Banks. Kampala, Uganda. Objectives of the study: To determine the profile of Housing Finance Bank, To determined the level of credit management, To determined the level of performance of Housing Finance Bank, To determined relationship between credit management and performance of Housing Finance Bank. The methodology of the study: A case study research design was conducted to capture qualitative and quantitative data. The research population was 300 subjects which were included in the study. The sample size of 110 general respondents participated in the study. The main instruments for data collection included questionnaires and Observation. The research employed both qualitative and quantitative methods to analyze the data collected. The study showed that there was positive significant relationship between credit policy and loan repayment, market share, overall bank performance, However the results indicated that a positive and insignificant relationship between credit policy and customer care and a negative and insignificant relationship with number of clients, The PLCC results also indicated that the bank’s interest rate policy is positively and significantly correlated with loan repayment, market share. The same result shows a negative significant relationship between interest rate policy and number of client and a negative insignificant relationship with customer care. The researcher concluded that, there is no significant relationship between credit management and performance in Housing Finance Bank.