Browsing by Author "Mugabo, John"

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    Mobilizing and Performance of National Savings by Social Security Fund of Rwanda (SSFR) from 2002 2009
    (Kampala International University, masters of business administration, 2011-11) Mugabo, John
    The study was carried out with the intention of finding out the profIle of the respondents in terms of Age, Gender, Marital status, Occupation of respondents, Leve~ of education, Profession, And Time in business/institution, the level of mobilizing the performance of national savings in Rwanda, the extent of the SSFR in mobilizing the performance of national savings and determine whether there is a significant relationship between the extent of SSFR and the level of mobilizing national savings. This study investigated the relationship between SSFR and mobilizing the performance of national savings~ It was carried out with the specific objectives said above objectives. The study collected data from the SSFR’s staff members, pension beneficiaries and regular contributors of SSFR. The study used 142 as the sample size from the population of 220 SSFR’s staff and the sample of 222 out of 500 contribution and pension beneficiaries whereby the responses got where generalized for the whole population by the use a questionnaire and interview held responses were measured using scale. Analysis was by correlation coefficient. The results show a positive correlation. The findings of the study showed that there is a significant relationship between of SSFR and mobilizing the performance of national savings. The Null Hypothesis was rejected. The study results show that, SSFR mobilizes national savings in the sense that it forces its affiliates to pay their contributions every semester as their personal savings in anticipating consuming it in the misery periods. And these polled contributions are used in the production of different SSFR’s investment portfolios whereby the profits got are used in its re-investments and paying for the pension beneficiaries. It is from this forced savings of every Rwandan employee which is aggregated into an increase of Rwandan national savings. The study further recommended that for SSRF to expand its coverage it should include its informal sectors among its regular contributions because they are so many in Rwandan economy and they have got many workers who can contribute much money for national savings mobilization. In so doing, it is envisaged that SSFR will be able to yield high returns and it will be in better position to give its affiliates a high rate of interest on savings. Hence, SSFR’s beneficiaries will be able to receive better benefits on retirement age.
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    Mobilizing and Performance of National Savings by Social Security Fund of Rwanda (SSFR) from 2OO2 to 2OO9
    (Kampala International University, College of Economics and Management., 2011-11) Mugabo, John
    The study was carried out with the intention of finding out the profile of the respondents in terms of Age, Gender, Marital status, Occupation of respondents. Lev& of education, Profession, And Time in business/institution, the level of mobilizing the performance of national savings in Rwanda, the extent of the SSFR in mobilizing the performance of national savings and determine whether there is a significant relationship between the extent of SSFR and the level of mobilizing national savings. This study investigated the relationship between SSFR and mobilizing the performance of national savings. It was carried out with the specific objectives said above objectives. The study collected data from the SSFR’s staff members, pension beneficiaries and regular contributors of SSFR. The study used 142 as the sample size from the population of 220 SSFR’s staff and the sample of 222 out of 500 contribution and pension beneficiaries whereby the responses got where generalized for the whole population by the use a questionnaire and interview held responses were measured using scale. Analysis was by correlation coefficient. The results show a positive correlation. The findings of the study showed that there is a significant relationship between of SSFR and mobilizing the performance of national savings. The Null Hypothesis was rejected. The study results show that, SSFR mobilizes national savings in the sense that it forces its affiliates to pay their contributions every semester as their personal savings in anticipating consuming it in the misery periods. And these polled contributions are used in the production of different SSFR’s investment portfolios whereby the profits got are used in its re-investments and paying for the pension beneficiaries, It is from this forced savings of every Rwandan employee which is aggregated into an increase of Rwandan national savings. The study further recommended that for SSRF to expand its coverage it should include its informal sectors among its regular contributions because they are so many in Rwandan economy and they have got many workers who can contribute much money for national savings mobilization~ In so doing, it is envisaged that SSFR will be able to yield high returns and it will be in better position to give its affiliates a high rate of interest on savings. Hence, SSFR’s beneficiaries will be able to receive better benefits on retirement age.
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    Taxation and Growth of Small, Micro and Medium Enterprises Case Study of Selected SMEs In Ntungamo Municipality, Uganda
    (Kampala International University, College of Economics and Management., 2019-07) Mugabo, John
    Small and medium enterprises play a very important role in development of the Ugandan economy. The SMEs sector’s importance in the economic development of any country in recent years cannot be underrated especially with regard to creation of employment, innovation, uplifting the people’s standard of living and financial contribution to the growth of the country’s GDP. This sector’s growth is hindered by the challenges of lack of financial resources to expand, the entrepreneur managerial skills, unskilled labor, production of poor-quality goods, lack of market for their products, infrastructure and above all taxation policy which does not favor their growth potential. The study looked at the impact of tax influence on SIVIEs sector growth in Uganda. The study employed descriptive design. Primary data was collected on valuables contributing to tax influence and their effect of the growth of SMEs. A total of 50 respondents were considered out of the entire population in Ntungamo municipality. The study found that there was a significant colt elation between taxation and SMEs sector growth. The study recommends that there be a friendly tax policy for all start-up businesses preferably a tax holiday, or an introduction of a growth limit which can be said to be a level stable enough to sustain tax payment. It also recommends that, URA; should supply tax assessment forms in time, intensify on the sensitization different tax rates and introduce a scheme that allows taxpayers to pay the tax obligation in installment to better the profitability of small-scale businesses. There is therefore, need for more research on firm’s management techniques, the role of bookkeeping and profitability of small and micro enterprise.