Availability of capital and business growth of women entrepreneurs in selected small and medium industries in Rwanda
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Date
2011-09
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Abstract
This study was carried out to establish the extent to which capital availability
affects business growth of women entrepreneurs in selected SMIs in Rwanda.
Specifically, the study wanted to establish the effect of (i) level of capital availability
and (ii) level of business growth, on women entrepreneurs, (iii) the significant
difference in the level of capital availability and business growth, (iv) and the
relationship between capital availability and business growth of women
entrepreneurs in selected SMIs in Rwanda~
The study was done by developing a conceptual framework relating to capital
availability and business growth.
The study employed a descriptive correlation design and data was collected
from 134 respondents using structured interviews as the key data collection
instruments. Data was analyzed at uni-variate level using frequencies counts and
summary statistics and Pearson Linear Correlation Coefficient at bi-variate level.
The study revealed that there was a moderate level of capital availability and
there was also a moderate level of business growth of women entrepreneurs in
selected SMIs in Rwanda in terms of sales, profit, market share, product quality,
customer satisfaction and earnings per share. There was no significant difference in
the level of capital availability and business growth of women entrepreneurs in
selected SMIs in Rwanda. But there was a significant relationship between capital
availability and business growth of women entrepreneurs in selected SMI5 in
Rwanda.
From the above findings, appropriate conclusions and recommendations
including those for further research were made. Recommendations from the study
were (i) government an financial institutions should draw and implement special
lending policy of loan and liberal repayment schedules for women entrepreneurs and
establish a guarantee funds for women entrepreneurs. (ii) Government and women
associations should conduct a financial management training program using special
training approach which can effectively reach the women at their work place such as
radio program.
Description
A Thesis Presented to the School of Postgraduate Studies and Research Kampala International University Kampala, Uganda in Partial Fulfillment of the Requirements for the Degree Master of Business Administration
Keywords
Capital and business growth, Small and medium Industries, Rwanda, Women entrepreneurs