Credit and Agricultural Productivity among Farmers in Gwarzo Local Government Area of Kano State, Nigeria
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Date
2019-06
Authors
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Journal ISSN
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Publisher
Kampala international international : College of Economics and Management
Abstract
This study focused on Credit and Agricultural Productivity among farmers in Gwarzo Local Government Area, of Kano State, Nigeria. The study was guided by the Structural Change Theory formulated by W .Arthur Lewis in 1950s. The study had the following as objectives : to determine the relationship between access to agricultural credit and farmers productivity; to determine the level of agricultural productivity in relation to agricultural credit and to determine the relationship between utilisation of agricultural credit and the level of agricultural productivity among farmers in Gwarzo local government area of Kano State Nigeria. Besides, the study opted for a Descriptive survey design approach with a target Population of 1000 respondents consisting of 850 local farmers and 150 members of Farmers Association operating in the area. The sample size of 285 was obtained by using the Slovene’s formula. Closed ended questionnaire, structured individual interview and focused group discussions were the instrument of data collection used. Data was analysed using Descriptive Statistics, Pearson Linear Correlation Coefficient as well as Content Analysis. Based on the findings from the study, it was revealed that, farm land are personally owned by the farmers, thus, leading to difficulties in harvesting the entire land due to unavailability of sufficient funding. Equally, it has been discovered that lack of access to agricultural credit has negative consequences on the level of productivity among farmers. In some instances where the farmers have access to the credit, it has been discovered that there is adequate utilisation of the facility. However, the study recommends that, there is the need for more intervention from agricultural financial institutions to complement the ones currently in operation. It is also recommended that such agricultural financial institutions should have direct connection with the rural farmers for easy access, supervision and control of the facility for improved utilisation and increase in agricultural productivity among farmers.
Description
A Research Submitted To The College Of Economics And Management In Partial Fulfilment Of The Requirements For The Award Of Master of Arts Degree In Economics Of The Kampala International University, Kampala, Uganda.
Keywords
Agricultural Productivity, Farmers