An Integrated Secure Authentication Algorithm for Web Based System: A Case Study of Diamond Online Banking Application in Nigeria
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Date
2016
Authors
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Journal ISSN
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Publisher
Kampala International University(KIU)
Abstract
Web based applications like Internet banking can be accessed worldwide by anyone via the
Internet. An integrated secured authentication algorithm is a two factor authentication
comprises of "something you know" i.e. passwords & username and "something you are" i.e.
face scan biometrics. With the identity theft on the rise by fraudsters this study aimed at
minimizing identity theft by imposters making sure the claimed identity is real on the web
based or Intemet banking applications. The main objective of this study is to develop a two
factor authentication algorithm and develop a prototype for evaluation and testing before
implementations. We used indirect recursive algorithm and rapid prototype model as a method
for writing the two factor authentication algorithm and prototype development in J avaScript.
The algorithm was established with password trial limitation in other to minimize guessing and
dictionary attacks and also the user must be present at the scene of verifications which was the
outcome of our findings. In conclusions the two factor authentication algorithm had dealt with
a number of issues associated with the existing single factor authentication on the Intemet
banking and we recommended the adoption of two factor authentication in web based
applications and facial recognition biometrics for password recovery.
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Description
Keywords
Web Based Software, Integrated Secure Authentication Algorithm, Diamond Online Banking Application, Nigeria, Web Based Application