Deposits and Profitability in Kenya Commercial Bank, Rwanda.
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Date
2012-09
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Kampala international University college of economics and management
Abstract
The study was set out to establish the relationship between Deposits
and Loan profitability in Kenya Commercial Bank of Rwanda, The
objectives of this study are; to determine the profile of the
correspondent in terms of age, gender, rank, , and highest education
qualification, to determine the impact of deposits on bank loan
profitability, determine the relationship between deposits and loan
profitability in Kenya commercial bank of Rwanda. The descriptive
research design method was used in this study. It involves using
questionnaire in collecting data from the respondents and both
qualitative and quantitative research designs were used for data
analysis. The SPSS was to analyze all data. The study population
comprised 148 employees of Bank from which sample size of 108
respondents were chosen, using stratified random sampling method.
The findings of the study revealed that there’s non significant
relationship between deposits and loan profitability in Kenya
Commercial Bank of Rwanda. Conclusion there is no relationship
between deposits and loan profitability in Kenya Commercial Bank of
Rwanda. Recommendation Kenya commercial of Rwanda should put in
place competitive strategies to raise more deposits and give out many
secured loans for short, medium and long term. This will enhance
customer royalty and deposits will be increased, the bank should
encourage customers saving for future investment,
Description
A Thesis Presented To The College Of Higher Degrees And Research Kampala International University Kampala, Uganda In Partial Fulfillment Of The Requirement S For The Degree Master Of Business Administration.
Keywords
Deposits and Profitability, Kenya Commercial Bank, Rwanda