Village savings-loans associations and standard of living:

dc.contributor.authorNansera, Kevin
dc.date.accessioned2020-01-03T07:26:54Z
dc.date.available2020-01-03T07:26:54Z
dc.date.issued2015-08
dc.descriptionA Research Report Submitted to the College of Economics and Management in Partial Fulfillment of the Requirement for the Award of a Bachelor’s Degree in Economics and Applied Statistics of Kampala International Universityen_US
dc.description.abstractThe aim of the study was to establish the role of Village Savings and Loan Associations on standards of living in Busia Municipality in Eastern Uganda. The guiding objectives were; assessing the contribution of VSLAs, assessing the level of standard of living in Busia Municipality. It was quantitative in nature. The cross sectional and descriptive correlational designs were used. The objectives of the study were; To assess the contribution of VSLAs in Busia Municipality, To assess the level of standard of living in Busia Municipality and to find out the relationship between VSLAs and standard of living in Busia Municipality. Primary data was collected from a total of 80 households who were participants in VSLAs by simple random sampling. Comparisons were made among the participants in regard to households’ income, asset accumulation, and reduction in vulnerability. Analysis by use of means was adopted to assess the contribution of VSLAs in Busia Municipality and to assess the level of standard of living in Busia Municipality. Pearson’s correlation and regression statistics were used to analyze the relationship between VSLAs and Standard of living. On the contribution of VSLAs in Busia Municipality, the findings revealed that the contribution of VSLAs in terms of loans, insurance and saving is high. The findings were; on the level of standard of living in Busia Municipality, it was found out that; in terms of asset accumulation, the standard of living was high, in terms of household income the standard of living still remained high while in terms of reduced vulnerability, the standard of living was high. On the third objective of finding the relationship between VSLAs and Standard of living, statistics revealed that there is a strong positive relationship (0.855) between VSLAs and Standard of living. On the recommendations, the researcher therefore recommended that programs that aim at sensitizing the local people in Busia Municipality and the surrounding areas be initiated to encourage households join VSLAs. Government should encourage the development of VSLA in the municipality.en_US
dc.identifier.urihttp://hdl.handle.net/20.500.12306/6167
dc.language.isoenen_US
dc.publisherKampala International University, College of Economics and Managementen_US
dc.subjectVillage savings-loans associationsen_US
dc.subjectStandard of livingen_US
dc.subjectBusia municipality, Ugandaen_US
dc.titleVillage savings-loans associations and standard of living:en_US
dc.title.alternativea case study of Busia municipality, Ugandaen_US
dc.typeThesisen_US
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