Financial Institutions Contributions and Development of Small and Medium Enterprises in Nyagatare District- Rwanda
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Date
2013-05
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Journal ISSN
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Publisher
Kampala International University, College of Economics and Management
Abstract
This study determined the relationship between Financial Institutions
contribution and Development of SMEs Nyagatare District in Rwanda. To
achieve this main purpose of the study, four research objectives were set
and these included: to determine the profile of respondents; to determine
the level of Financial Institutions; to determine the level SMEs; and to
establish whether there is relationship between Financial Institutions and
Development of SMEs. The design that was used in this study was
descriptive correlation and the study sample size was 141 and this was
derived from the population of 218 through Slovene's formula. Systematic
random and purposive sampling techniques were used to select
respondents. Self-administered questionnaires were used in this study. The
reliability and validity of the questionnaires were established using Content
validity Index and pretesting. The research findings indicated that the level
of Financial Institutions in Nyagatare district was high (mean =3.36); the
level of Development of SMEs was also found to be high (mean=3.18); there
is significant relationship between Financial Institutions and Development of
SMEs in Nyagatare district (r. value of; 0.247, R2 value of 0.0644; F. ratio of,
3.244; Beta of 2.433 and a very small level of significance of 0.000). It was
concluded that there is a significant relationship between Financial
Institutions and Development of SMEs. It was also recommended that there
is need for financial institutions to always carry out project feasibility before
offering credit to its clients and also there is need to improve on paying of
bills and utilities, though it was interpreted as high, it was still ranked last.
Description
A Thesis Presented the College of Higher Degrees and Research (CHDR) Kampala International University Kampala, Uganda in Partial Fulfillment of the Requirement for the Degree Master in Business Administration
Keywords
Financial Institutions Contributions, Development, Small and Medium Enterprises, Nyagatare District- Rwanda