Capital accessibility and entrepreneurship among youths in Gasabo district, Rwanda

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Kampala International University, College of Economics & Management
The study investigated Capital accessibility and Entrepreneurship among youth in Gasabo District, Rwanda, was guided by six research objectives that were set to: (1) to determine the profile of the respondents in terms of; age, gender, level of education,experience, (2) to determine the level of capital accessibility among youths in GasaboDistrict; (3) to determine the level of entrepreneurship among youths in Gasabo District; (4) to establish whether there is a significant relationship between the level of capital accessibility and entrepreneurship among youths in Gasabo District. The findings of the study indicated that male respondents (over 78%) were higher than female respondents (over 2l%). This indicates a gender gap in Gasabo District-Rwanda, and this gap may be due to women not participating in entrepreneurship activities. Concerning marital status, the biggest portion of the respondents (over 66%) were still single and only 33% were married however. With respect to academic qualification, majority of the respondents (36.7%) were certificate holders, indicating that respondents are not generally qualified. Certificate holders were followed by diploma holders (36%) confirming the relative level of qualification. Regarding Name of the business, results indicate that majority of respondents (over 67%) in Gasabo District are carrying out sole trade businesses, and this can be due to low levels of capital among people in Gasabo District. And concerning number of years in business, majority of respondents (over 57%) have carried out businesses for 3-6 years. The findings also indicated that level of capital accessibility is generally low and this was indicated by the overall mean of 2.39. The lowest aspect of capital accessibility was; There are no terms and conditions in availing business capital to the (mean=1.59), yet the highest aspect of capital accessibility is; The government of Rwanda always take measures in protecting the youths from banks that tend to exploit them (mean=3.11). The level of youth entrepreneurship among youth in Gasabo District was also found to be generally low and this is shown by the overall mean of 2.29. The findings also indicated a positive significant relationship level of capital accessibility and youth entrepreneurship among people in Gasabo District, the sig. value was less than or equal to 0.05, which is the maximum level of significance required to declare a relationship significant. The researcher therefore recommends that the government of Rwanda should put no limit on the amount of money to be borrowed among the youth, and this will help them invest in different economic activities and hence increasing the level of capital assessment among youth in Gasabo District.
A thesis presented to the college of higher degrees and research Kampala International University Kampala, Uganda in partial fulfillment of the requirements for the degree of Masters in Business Administration Management
Capital accessibility, Entrepreneurship, Gasabo District,, Rwanda