The effect of credit management on the sustainability of financial institutions in Centenary Rural Development Bank

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Date
2008-11
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Publisher
Kampala International University, College of Economics and Management
Abstract
The purpose of this study was to investigate the effect of credit management on the sustainability of financial institutions in CERUDEB-Centenary Rural Development Bank Ltd. The specific objectives of the study were to evaluate the relationship between pre-credit disbursement process and financial institutions sustainability, to establish the relationship between credit terms and clients' needs' satisfaction and to evaluate the relationship between credit delivery and repayment process. The methods used for data collection were questionnaires to the staff members of pride micro fmance and focus group discussions for clients. In chapter four, the findings were presented and interpreted in relation to the study objectives and research questions. While linking to the existing literature, results included demographic characteristics, frequency and percentages. Based on the findings it was observed that there is significan.t relationship between credit management and sustainability of financial institutions. In chapter five, development of solutions to the problem, summary of the fmdings and conclusions were attempted. The findings suggested recommendations on areas pertaining to capacity building programs to the firm's man power widening the scope of the amenity among others.
Description
Research report presented to the Faculty of Business and Management in the partial fulfillment of the requirement for a Bachelor of Business Administration in Kampala International University
Keywords
Credit, Management, Sustainability, Financial, Institutions
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