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Title: The role of banking institutions towards improving household incomes in Kabalagala, Kampala district: a case study of centenary rural development bank, Kabalagala branch
Authors: Nyesigamukama, Privah
Keywords: banking institutions
household incomes
centenary rural development
Kampala district
Issue Date: Jun-2017
Publisher: Kampala International University, College of Economics and Management
Abstract: The focus of the study was to find "The role of Banking Institutions towards improving household incomes in Kabalagala, Kampala District: A case study of Centenary Rural Development Bank (CERUDEB), Kabalagala Branch. The study targeted 78 people as beneficiaries, including staff of Centenary Bank. Banking Institutions perform vital roles by facilitating economic growth through offering credit facilities to people. In an attempt to find out the role of Banking Institutions towards improving household incomes in Kabalagala, Kampala District, three research questions were formulated for the purpose of finding out how Centenary Bank has appropriately played its roles towards creating employment opportunities, offering credit facilities and improving on the savings culture of its beneficiaries in the District. The questionnaire, use of formal interviews and observation were used in collecting data. In addition to that, documentary analysis was carried out from libraries. The collected data was further analyzed quantitatively using tables. The analysis revealed that Banking Institutions have greatly improved household incomes and as a result, eradicating poverty. It was therefore concluded that Banking Institutions have improved household incomes through offering credit facilities to the lower income earners. According to the findings together with the related literature, the following recommendations must be taken seriously. Banking institutions should be legitimately considered as one of the suitable means in the development effort as the transfer of an alien business to peasant farmers who evoke in the latter a sense of enthusiasm, which if properly directed could lead to more efficient utilization of resources. Banking institutions should mobilize enough capital either from the Central bank or money markets if they are to survive the wind of change. Banking institutions should
Description: A research report submitted to the College of Economics and Management in partial fulfillment of the requirement for the award of a Bachelor's Degree in Business Administration of Kampala International University
Appears in Collections:Bachelor of Business Administration (BBA)

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