Micro-finance services and women entrepreneurship :
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Date
2018-08
Authors
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Publisher
Kampala International University, College of Economics and Management
Abstract
The study was carried out to find out the Micro-Finance Services and Women Entrepreneurship in Mbale Municipality. The study was based on three specific objectives: To find out the level of entrepreneur development in Mbale municipality. To find out the impact of micro finance services on women entrepreneurship development. To find out the relationship between Micro Finance services and women entrepreneurship in Mbale municipality. It was based on a descriptive design basing on the use of the quantitative and qualitative design nature of the study to find out the relationship between micro finance services and women entrepreneurship in Mbale municipality. It was based on descriptive and a cross sectional survey design. Interviews and Questionnaires were used to collect primary and secondary sources of data from 40 out of 48 respondents, using simple random sampling. Data analysis was done using SPSS’s frequencies and percentage means. Finally the report looked at the study results and gave the discussion of each finding. Therefore, here, data analysis, procedures and response rate are focused on. Then the findings conclusions
and recommendations are presented. The report also showed the work plan for the whole research, the budget as distributed right from the topic inception up to research presentation, the questionnaire and finally the observation guide. According to the objective one 39% of the respondents strongly agreed that micro finance
services have contributed towards the social economic development of women entrepreneurship and also 39% disagreed. According to objective two 70% of the personnel strongly agreed that there is higher level of micro finance service on women entrepreneurship. According to objective three about the relationship between micro finance service and women entrepreneurship indicates that there is a positive impact between micro finance service and women entrepreneurship that there is improvement in the standards of living of women in the region of Mbale municipality. however the findings indicated that the performance of micro finance institutions is affected by stock levels, capital employed, daily expenses, daily sales and the average amount of taxes paid
annually. According to the findings together with the related literature, the following recommendations must be taken seriously. Banking institutions should be legitimately considered as one of the suitable means in the development effort as the transfer of an alien business to peasant farmers who evoke in the latter a sense of enthusiasm, which if properly directed could lead to more efficient utilization of resources. Banking institutions should mobilize enough capital either from the Central bank or money markets if they are to survive the
wind of change. Banking institutions should consider themselves as organizations meeting economic needs, partial democracy, human resource development, social responsibility and international cooperation
Description
A research report submitted to the college of economic and management in partial fulfillment
for the requirement of award of Bachelor’s Degree in Statistics of Kampala International University
Keywords
Micro-finance services, women entrepreneurship, Mbale Municipality