“Outreach and financial performance of selected microfinance institutions in the republic of south Sudan” case study: Juba City Central Equatoria State Republic of South Sudan
| dc.contributor.author | Mansuk, Moses Timon | |
| dc.date.accessioned | 2019-11-23T09:53:24Z | |
| dc.date.available | 2019-11-23T09:53:24Z | |
| dc.date.issued | 2012-09 | |
| dc.description | A research report submitted to the College Of Open And Distance Learning in partial fulfillment of the award of the Bachelor of Commerce of Kampala International University | en_US |
| dc.description.abstract | This study focused on Outreach and Financial Performance of Microfinance Institutions in Juba City, Central Equatorial State in the Republic of South Sudan. It was guided by the following research objectives: To find out the performance of MFIs outreach to the poor and their financial sustainability, the challenges faced by MFIs not to operate efficiently in Juba City and finally to identify the various efforts made towards enhancing the performance of MFIs in Juba city. The research design used was descriptive and correlative research design The findings of the study reveal the following: The performance of microfinance institutions at the industry’s outreach show a rise in the period from 2009 to 2010 by 63%. However, it declined in 2011 by 27%. It also revealed that MFIs outreach to the very poor particularly women is very high at the industry level. Women credit access share to men is above 86%. Outreach at the individual MFIs level also revealed that the number of active clients is surging although a decline has been noted in one MFIs (BRAC) in the year 2011. For instance, the number of active clients served by BRAC in the year 2009 to 2010 increased by 55% , for Finance Sudan the number of active clients in the year 2010 to 2011 increased by 49% However, in the year 2011 the number of active clients for BRAC declined by 55%. From financial sustainability angle, it finds that MFIs at the industry level are operational sustainable measured by return on assets and return on equity and the industry profit performance is improving over time. The total net income at the industry level in the year 2009 to 2010 increased by 25.3% while in the year 201 1 it declined by 34%. At the MFI’s individual level, the net income for Finance Sudan and RUFI reveals a rise in their net incomes as follows: Finance Sudan net income in the year 2010 to 2011 show a rise of 24% and RUFI’s net income in the year 2010 to 2011 increased by 55%. For BRAC its net income reveals a continuous decline in the three years period as follows: Net income for BRAC in the year 2009 to 2010 decreased by 33% and in the year 2010 to 2011 it declined by 91%. Total assets for BRAC in the year 2009 to 2010 decreased by 22% and in the year 2010 to 2011 it decreased by 5.4%. For Finance Sudan, total assets in the year 2009 to 2010 increased by 41% and in the year 2010 to 2011 its total assets increased by 54% and finally for RUFI , its total assets in the year 2010 to 2011 increased by 68%. Finally the findings of the study reveal that most of the funds for MFIs in Juba City come from donors. Therefore the researcher recommends the following; Strengthening of internal sources of finance, Diversification of products and services offered by MFIs, Capacity building effort within the industry, Speeding up the passing out of microfinance policy and the microfinance Bill in the parliament., Establishment of permanent market places, Local MFIs should Coordinate and collaborate with international MFIs to get experiences from them and finally BRAC- South Sudan should conduct a monitoring and evaluation review for its microfinance program as to why its outreach and financial performance is declining in Juba City. | en_US |
| dc.identifier.uri | http://hdl.handle.net/20.500.12306/4338 | |
| dc.language.iso | en | en_US |
| dc.publisher | Kampala International University, College Of Open and Distance Learning | en_US |
| dc.subject | Outreach and financial performance | en_US |
| dc.subject | Microfinance institutions | en_US |
| dc.subject | Republic of south Sudan | en_US |
| dc.subject | Juba City Central Equatoria State Republic of South Sudan | en_US |
| dc.title | “Outreach and financial performance of selected microfinance institutions in the republic of south Sudan” case study: Juba City Central Equatoria State Republic of South Sudan | en_US |
| dc.type | Other | en_US |