The effects of saccos on business growth: a case study of Ishaka united people's sacco Bushenyi -Ishaka Municipality, Bushenyi District.
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Date
2012-05
Authors
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Publisher
Kampala International University, College of Economics and Management
Abstract
Due to the declining performance of loan clients and their performance which has
been dilapidating over years despite the decentralization process by the government
which has brought financial services nearer to people, there has been a drastic
decline of people borrowers from banks.
The process of client evaluation and capability to pay back through identification,
measurement and other administrative concerns are emphasized. Whether this is the
cause of poor performance of loans and their collections, is the subject of the
investigation, and if the management does not look into it, it will continue affecting
the performance of loans in the SACCO.
The main purpose of the study was to examine the effects of SACCOs on business
growth so that the livelihood of the common people can be uplifted in Bushenyi
lshaka municipality Bushenyi district.
The survey was carried out among 66 clients and 14 administrators who were
randomly selected.
The researcher designed general questionnaires and interview guides which were
distributed to respondents and then a descriptive design was applied to describe the
variable. The data collected indicated that there was a strong relationship between past and
present loans which helped lshaka united peoples SACCO to determine the client's
capacity to pay back loans in the required schedule. Thus the results indicated that
there is need to promote business activity through granting mortgage loans.
Description
A research report submitted to the College Of Economics and Management Sciences in partial fulfillment of the requirements for The Award of Bachelor's Degree in Business Administration Of
Kampala International University
Keywords
Saccos, Business, Growth