The effects of saccos on business growth: a case study of Ishaka united people's sacco Bushenyi -Ishaka Municipality, Bushenyi District.

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Kampala International University, College of Economics and Management
Due to the declining performance of loan clients and their performance which has been dilapidating over years despite the decentralization process by the government which has brought financial services nearer to people, there has been a drastic decline of people borrowers from banks. The process of client evaluation and capability to pay back through identification, measurement and other administrative concerns are emphasized. Whether this is the cause of poor performance of loans and their collections, is the subject of the investigation, and if the management does not look into it, it will continue affecting the performance of loans in the SACCO. The main purpose of the study was to examine the effects of SACCOs on business growth so that the livelihood of the common people can be uplifted in Bushenyi lshaka municipality Bushenyi district. The survey was carried out among 66 clients and 14 administrators who were randomly selected. The researcher designed general questionnaires and interview guides which were distributed to respondents and then a descriptive design was applied to describe the variable. The data collected indicated that there was a strong relationship between past and present loans which helped lshaka united peoples SACCO to determine the client's capacity to pay back loans in the required schedule. Thus the results indicated that there is need to promote business activity through granting mortgage loans.
A research report submitted to the College Of Economics and Management Sciences in partial fulfillment of the requirements for The Award of Bachelor's Degree in Business Administration Of Kampala International University
Saccos, Business, Growth