The impact of interest rates on the performance of financial institutions in Uganda:
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Date
2014-06
Authors
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Publisher
Kampala International University, College of Economics and Management
Abstract
The research on "The impact of interest rates on the performance of financial
institutions in Uganda with a case study of JINJA ROAD" was conducted
research was conducted in Kenya Commercial Bank Limited (KCB)-JINJA
ROAD, Uganda which was launched in May 2006 and immediately commenced
operation in Uganda. The research was guided by the objectives of the study
which included; assessing the impact of the interest rates in KCB JINJA ROAD,
establishing the factors considered when setting interest rates in KCB JINJA
ROAD, and finding out the relationship between interest rates and performance
of KCB JINJA ROAD. The respondents consisted of local population especially;
KCB loan officers, KCB CEOs, KCB debtors and the economists.
On the impact of the interest rates in KCB JINJA ROAD, the study revealed
that; increased financial base, increased demand for loans, decreased number
of bank customers, and increased number of bank defaulters were answers
given by the respondents on the research question. On the factors considered
when setting interest rates in KCB JINJA ROAD, the findings revealed that;
amount, maturity, economic conditions, and Other Financial Institution were
the answers given by the respondents on the factors considered when setting
interest rates in KCB. On the relationship between interest rates and
performance of KCB JINJA ROAD, the findings revealed that there is a very
strong relationship between interest rates and the performance of financial
institutions in KCB JINJA ROAD and that the bank cannot do without interest
rates from loans.
Conclusions and recommendations were later made after interpreting and
analyzing data.
Description
A dissertation submitted to the college of Economics and Management in partial fulfilment of the requirements for the Award of Bachelor's Degree in Business Administration of Kampala International University
Keywords
Interest rates, Performance, Financial institutions, Uganda