An analysis of monetary policy on public financial management in karamoja a case study of centenary bank moroto:
| dc.contributor.author | Namuya Emmanuel | |
| dc.date.accessioned | 2019-12-30T11:27:01Z | |
| dc.date.available | 2019-12-30T11:27:01Z | |
| dc.date.issued | 2019-09 | |
| dc.description | a research report submitted to the college of economics and management as a requirement for the partial fulfillment of the award of a bachelor’s degree in business administration at Kampala international university. | en_US |
| dc.description.abstract | This study was undertaken to assess the effect of monetary policy on public financial management of commercial banks taking a case of Centenary bank Uganda Limited, The study was guided by a cross sectional case study research design. The researcher used simple random sampling for banking/credit/loan officers and clients of Centenary bank and purposive sampling for branch managers and heads of departments. The researcher selected 70 participants as the sample for the study. The study found out that liquidity management practices at Centenary bank limited include; storage of cash, supply or withdraws of liquidity consistent with desired level of reserve money from market, daily assessment of liquidity conditions, as well as daily analysis and detailed estimation of the size and timing of cash inflows and outflows. It also found out that~; Centenary bank regularly monitors the quality of its assets, and also continuously captures large maturity mismatches to enhance profitability potential, Centenary bank; has a team that regularly monitors international financial trends, as well as closely monitoring liquidity in macroeconomic platfoi’m; Centenary bank has a system that improves capital adequacy, governance and liquidity risk, the bank also enhances transparency of its operations of credit as well as ensuring that reserves of liquid assets are sufficient to withstand adverse liquidity shocks. The study also found out that liquidity; is a precondition for daily operation, it affects bank operation, may lead banks to miss on incentives given by suppliers of credit, service and goods; adoption of liquidity strategies increases ROA, liquidity management ensures successful operations. improves earnings and capital; distressed banks only access funds from market at high interest rates which reduces profitability and the ration of liquid assets to customer and short term funding is positively related to ROA. From the findings, the following recommendation were therefore made; (i)There is a need to invest the excess of liquidity available at the banks; (ii) Commercial banks should adopt a general framework for liquidity management; (iii) Banks need to adopt of a scientific methods in detection of the strengths and weaknesses points of liquidity; (iv) Bank managers should identify and monitor key business drivers; (v) Bank officials should be trained in the areas of liquidity management; (v) Bank managers should be forward looking, and focus on operational efficiency of the banking industry; (vi) High quality liquidity assets buffer sufficient to hedge sudden liquidity outflows should be maintained; and (vii) Banks should adopt optimum liquidity model for maximum return on investment, survival, stability, growth and development of banking system in Uganda. | en_US |
| dc.identifier.uri | http://hdl.handle.net/20.500.12306/6018 | |
| dc.language.iso | en | en_US |
| dc.publisher | Kampala International University, College of Economics and Management. | en_US |
| dc.subject | monetary policy | en_US |
| dc.subject | public financial management | en_US |
| dc.subject | karamoja | en_US |
| dc.title | An analysis of monetary policy on public financial management in karamoja a case study of centenary bank moroto: | en_US |
| dc.type | Other | en_US |