Micro Finance Institution and Client Welfare in Juba South Sudan
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Date
2014-05
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Kampala International University, bachelors degree in Commerce
Abstract
The research on: "Microfinance institutions and clients' welfare in Juba
city." The research involved 100 respondents. The research was guided by
the objectives of the study. The research was guided by the objectives of
the study. The objectives included; examining the services offered by
microfinance institutions Juba city; determining the clients' welfare served
by the microfinance institutions; establishing if there is a significant
relationship between microfinance institutions and the clients; and finding
out the challenges faced by microfinance institutions in their attempt to
improve on their clients' welfare.
The study findings showed that majority of the respondents testified that,
they had accessed capital to invest in productive projects, their income
and savings had increased, their businesses had expanded, they could
pay their children's school fees and their household welfare had improved.
Although the majority of the spouses of the MFis male borrowers informed
the study that their household incomes and welfare had not improved and
they (women) had not benefited from the MFis. This problem was faced by
the spouses of the MFis male borrowers not the female borrowers. This
raised a question about who actually benefited from the MFis when it
came to male borrowers.
On the challenges met by microfinance institutions in their attempt to
provide financial services to their clients, the study revealed that;
ignorance of the public, low savings by the poor, poor financial
management, public failure to pay debts, and lack of government support
were the answers given by the respondents.
Recommendations, the study concluded that there needs to be
strong/vibrant microfinance institutions in South Sudan to serve the
interest of the divergent clients in the country.
Description
A Research Report Submitted to the College of Education, Open And Distance E-Learning In partial Fulfillment of the Requirements for The Award of a Bachelor’s Degree in Commerce of Kampala International University
Keywords
Micro Finance Institution, Client Welfare, Juba South Sudan