Interest rates and commercial bank lending a case study of equity bank Kabalagala Branch Kampala Uganda
| dc.contributor.author | Kyasanku, Siraj | |
| dc.date.accessioned | 2020-07-15T12:04:58Z | |
| dc.date.available | 2020-07-15T12:04:58Z | |
| dc.date.issued | 2012-09 | |
| dc.description | A research report submitted to the college of economics and management sciences in partial fulfillment of the requirements for the award of a Bachelor's Degree in business administration of Kampala International University | en_US |
| dc.description.abstract | The study was to assess the effect of interest rates on commercial bank lending ,acase study of equity bank kabalagala branch in makindye division Kampala Uganda. Equity bank kabalagala branch was selected to form basis of the research study. The main objectives was to find out the effect of interest rates on commercial bank lending ,to determine the level of success of equity bank lending and to determine whether there is a significant difference between interest rates and success of equity bank lending in makindye division kampala Uganda. The findings of this study revealed that lending rates vary between banks and between customers. Central bank sets its own policy interest rates called central bank rates ,which is intended to influence the marginal cost of funds for commercial banks to guide short term interbank rate. It is noted that interest rates charges are determined by forces of demand and supply and also by inflation rates. The findings also shown that there is no a significant difference between interest rates and commercial bank lending. The researcher recommended that equity bank kabalagala branch kampala Uganda should put forward strategies to give out loans to customers and should consider the kind of customers ,should also establish adequate insurance coverage, insurance providers should be consulted to confirm adequate coverage for bank lending. | en_US |
| dc.identifier.uri | http://hdl.handle.net/20.500.12306/8573 | |
| dc.language.iso | en | en_US |
| dc.publisher | Kampala International University, College of Economics and Management | en_US |
| dc.subject | Interest rates | en_US |
| dc.subject | Commercial bank lending | en_US |
| dc.subject | Uganda | en_US |
| dc.title | Interest rates and commercial bank lending a case study of equity bank Kabalagala Branch Kampala Uganda | en_US |
| dc.type | Other | en_US |